A line of credit (LOC) is a pre-set borrowing limit that can be tapped into at any time.

The borrower can take money out as needed until the limit is reached, and as money is repaid, it can be borrowed again in the case of an open line of credit.Also like a loan, taking out, using, and repaying a line of credit can improve a borrower’s credit score. Unlike a loan, which generally is for a fixed amount for a fixed time with a prearranged repayment schedule, a line of credit has both more flexibility and, generally, a variable rate of interest

LOC Advantages

  • Lower interest rate than credit cards or personal loans
    Lower interest rate than credit cards or personal loans
  • No monthly service fees
    No monthly service fees
  • Application for financing is more flexible than a mortgage or personal loan
    Application for financing is more flexible than a mortgage or personal loan
  • Interest rate is negotiable
    Interest rate is negotiable
  • Higher dollar amount than credit card.
    Higher dollar amount than credit card.
  • 24*7 Loan support
    24*7 Loan support
OCF support

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    Our key Features

    • Minimum Document Verification time(under 24 hour)
    • Lowest interest rate
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    • Pay interest

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